5×points per dollar
Grocery Stores
5× on grocery stores, the issuer's published rate for the category.
What the SoFi Smart Card pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
Browse all cards
Face value of perks
$0
This card carries no statement credits
Annual fee
$0
No annual fee
Top earn rate
5× points
Grocery Stores
Discovery begins here
What every dollar returns, by where you spend it. One category earns extra on this card; everything else earns the base rate.
Multipliers are points per dollar, before any transfer or redemption value.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
