Put your subscriptions on your cards’ tab

See which subscriptions your cards already pay for. We match your perks to your bills so you only pay what’s left.

Your memberships · sample3 active
Uber One$119.88/yrcovered by the Uber One credit on PlatinumCovered
Hulu (No Ads)$227.88/yr$183.84 covered · $44.04 out of pocketPartly covered
Walmart+$155.40/yrPlatinum credit not assigned · to useNot assigned

Subscription credits pay when they match.

Each credit applies to a strictly defined list of merchants, and the clock resets whether you use them or not.

  1. Only listed services count

    A streaming credit won’t cover a service that isn’t on the issuer’s list.

  2. Unassigned credits are lost monthly

    If nothing is billed to the right card that month, the credit is lost.

  3. Subscriptions hide in statements

    Small recurring charges are easy to forget, and easy to put on the wrong card.

Billed monthly6 memberships
Membership & calculationBefore coverage
/ year
Covered
/ year
You pay
/ year
Hulu (No Ads) Digital entertainment credit · The Platinum Card$3.67 / month after coverage × 12Shared credit is over its limit; coverage is split proportionally.$227.88$183.84$44.04
Hulu (With Ads) Digital entertainment credit · The Platinum Card$2.31 / month after coverage × 12Shared credit is over its limit; coverage is split proportionally.$143.88$116.16$27.72
Netflix Standard No coverage recorded — paid by you.$19.99 / month after coverage × 12$239.88$0.00$239.88

Match your perks to your bills. The rest runs itself.

  • Add your memberships from our list by issuer.
  • Lostperks will match, track and optimize your perks, ensuring you have the most coverage possible.

Good to know

Which subscriptions count?

Only the services each issuer lists for its credit. We show the list for every card you hold.

Do I need to connect my bank?

No. Add memberships yourself. If you connect read-only through Plaid, we suggest recurring charges for you.

What does it cost?

It’s free, and it stays free.