3%cash back
Dining
3% on dining, the issuer's published rate for the category.
What the SoFi Everyday Cash Rewards pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$0
This card carries no statement credits
Annual fee
$0
No annual fee
Top earn rate
3% cash back
Dining
Discovery begins here
What every dollar returns, by where you spend it. Two categories earn extra on this card; everything else earns the base rate.
2%cash back
Grocery Stores
2% on grocery stores, the issuer's published rate for the category.
1%cash back
Everything else
The base rate on all other eligible purchases.
Rates are cash back on eligible purchases.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
