2×points per dollar
Grocery Stores
2× on grocery stores, the issuer's published rate for the category.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$0
This card carries no statement credits
Annual fee
$0
No annual fee
Top earn rate
2× points
Grocery Stores and gas Stations
What every dollar returns, by where you spend it. Two categories earn extra on this card; everything else earns the base rate.
2×points per dollar
2× on grocery stores, the issuer's published rate for the category.
2×points per dollar
2× on gas stations, the issuer's published rate for the category.
1×points per dollar
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.

With your Citi Rewards Credit Card shop with more confidence – Purchase Protection covers purchases made with your Citi Rewards Card if they are damaged or stolen within 90 days of purchase. You’re covered for up to USD 2,000 per claim and a maximum of USD 5,000 over a 12-month period. The item will either be replaced with a brand new one, or you will be reimbursed for the full value of the item as per the store receipt.

Get an extra 24 months added to your warranty when you purchase items at least in part with your Citi card and/or ThankYou® Points. If your eligible item breaks, we’ll repair, reimburse or replace it, up to the amount charged on your Citi card and/or ThankYou® Points or up to $10,000 per item, whichever is less.
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.