5%cash back
Home Depot purchases
5% on home depot purchases, the issuer's published rate for the category.
What the Home Depot Project Loan pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
Browse all cards
Face value of perks
$150
2 credits across 2 categories
Annual fee
$0
No annual fee
Top earn rate
5% cash back
Home Depot purchases
Discovery begins here
What every dollar returns, by where you spend it. One category earns extra on this card; everything else earns the base rate.
1%cash back
Everything else
The base rate on all other eligible purchases.
Rates are cash back on eligible purchases.
Everything that can be found
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
Transit
$30 · 1 perk
Transit Credit
$2.50/mo$2.50 statement credit when you spend $10 or more each month at participating transit systems.
Access
$120 · 1 perk
Instacart Credit
$10/mo$10 off your second order each month at Instacart, and new Instacart+ members can get three free months of Instacart+.
2 credits, $150 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
See what it would really cost you
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Coverages
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
Travel & emergency assistance
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
ID theft protection
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Elite status
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
HealthLock Membership
Complimentary HealthLock for Mastercard Medical Claim Monitor membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Mastercard Music and Entertainment Access
Exclusive access to ticket presales at top venues and festivals across the U.S.
Mastercard Zero Liability Protection
Protection against unauthorized transactions in stores, online, and in app.
Protection wherever you shop
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
