2×points per dollar
American Airlines
2× on american airlines, the issuer's published rate for the category.
What the Citi® / Aadvantage Business™ World Elite Mastercard® pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$0
This card carries no statement credits
Annual fee
$99
Charged once a year
Top earn rate
2× points
American Airlines, gas Stations, telecom, and car Rentals
Discovery begins here
What every dollar returns, by where you spend it. Four categories earn extra on this card; everything else earns the base rate.
2×points per dollar
Gas Stations
2× on gas stations, the issuer's published rate for the category.
2×points per dollar
Telecom
2× on telecom, the issuer's published rate for the category.
2×points per dollar
Car Rentals
2× on car rentals, the issuer's published rate for the category.
1×points per dollar
Everything else
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Coverages
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
Rental car insurance
Reimbursement for covered physical damage and/or theft of a rental vehicle with primary protection: 1-800-MASTERCARD.
Travel & emergency assistance
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
ID theft protection
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Elite status
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
First Checked Bag Free
First checked bag free on domestic itineraries to reduce travel costs and boost your bottom line.
Protection wherever you shop
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
Citi® / Aadvantage Business™ World Elite Mastercard®
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