3×points per dollar
Travel
3× on travel, the issuer's published rate for the category.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$100
1 credit in 1 category
Annual fee
$95
Charged once a year
Top earn rate
3× points
Travel, aT&T, and online Shopping
What every dollar returns, by where you spend it. Three categories earn extra on this card; everything else earns the base rate.
3×points per dollar
3× on travel, the issuer's published rate for the category.
3×points per dollar
3× on at&t, the issuer's published rate for the category.
3×points per dollar
3× on online shopping, the issuer's published rate for the category.
1×points per dollar
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
$100 · 1 perk
Receive a $100 statement credit each year after spending $100 or more on AT&T wireless service.
1 credit, $100 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
No foreign transaction fees on purchases made outside the United States.
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.