8×points per dollar
Wyndham Hotels & Resorts
8× on wyndham hotels & resorts, the issuer's published rate for the category.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$165
2 credits across 2 categories
Annual fee
$395
Charged once a year
Top earn rate
8× points
Wyndham Hotels & Resorts
What every dollar returns, by where you spend it. Four categories earn extra on this card; everything else earns the base rate.
8×points per dollar
8× on wyndham hotels & resorts, the issuer's published rate for the category.
4×points per dollar
4× on dining, the issuer's published rate for the category.
4×points per dollar
4× on grocery stores, the issuer's published rate for the category.
4×points per dollar
4× on travel, the issuer's published rate for the category.
1×points per dollar
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
$100 · 1 perk
Qualifying streaming purchases (video, music, audio entertainment services). (official terms)
$65 · 1 perk
Spend $65 or more on qualifying wholesale transactions (including membership fees) each calendar year. (official terms)
2 credits, $165 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.

When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Enjoy up to a $120 statement credit back every 4 years for your TSA PreCheck or Global Entry application fee.

Get assistance with travel planning, entertainment tickets and more.
You’re not responsible for charges you did not authorize.
Enjoy access to the Executive area and so much more.1
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.