8×points per dollar
Wyndham Hotels & Resorts
8× on wyndham hotels & resorts, the issuer's published rate for the category.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$115
2 credits in 1 category
Annual fee
$149
Charged once a year
Top earn rate
8× points
Wyndham Hotels & Resorts
What every dollar returns, by where you spend it. Five categories earn extra on this card; everything else earns the base rate.
8×points per dollar
8× on wyndham hotels & resorts, the issuer's published rate for the category.
5×points per dollar
5× on gas stations, the issuer's published rate for the category.
5×points per dollar
5× on shipping, the issuer's published rate for the category.
5×points per dollar
5× on advertisements, the issuer's published rate for the category.
5×points per dollar
5× on office supplies, the issuer's published rate for the category.
1×points per dollar
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
$115 · 2 perks
on eligible Wholesale Member clubs
after making qualifying software purchases with your card
2 credits, $115 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.

Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.

Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.
Lost Luggage Reimbursement will reimburse you up to $3,000 If your checked luggage or carry on baggage is lost due to theft or misdirection by the common carrier (e.g., airline, rail, bus, ferry). For New York residents coverage is limited to $2,000 per bag.
Travel Accident Insurance provides accidental death and dismemberment coverage. Coverage is in effect on the common carrier (e.g., flight, rail, bus, ferry, cruise ship), as well as while on courtesy ground transportation to and from the airport (or train depot, bus, terminal, etc.) and between terminals, as well as when you are at the airport immediately before departure, or immediately after arrival, on any covered trip.

When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

Get assistance with travel planning, entertainment tickets and more.
You’re not responsible for charges you did not authorize.
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.