5%cash back
Kroger Pay
5% on kroger pay, the issuer's published rate for the category.
What the Ralphs Rewards World Elite Mastercard® pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$0
This card carries no statement credits
Annual fee
$0
No annual fee
Top earn rate
5% cash back
Kroger Pay and digital Wallet
Discovery begins here
What every dollar returns, by where you spend it. Five categories earn extra on this card; everything else earns the base rate.
5%cash back
Digital Wallet
5% on digital wallet, the issuer's published rate for the category.
3%cash back
Dining
3% on dining, the issuer's published rate for the category.
3%cash back
Gas Stations
3% on gas stations, the issuer's published rate for the category.
2%cash back
Kroger
2% on kroger, the issuer's published rate for the category.
1%cash back
Everything else
The base rate on all other eligible purchases.
Rates are cash back on eligible purchases.
Coverages
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
Travel & emergency assistance
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
ID theft protection
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Elite status
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
Concierge service
Complimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.
Mastercard Golf
Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
Protection wherever you shop
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
