2×points per dollar
Grocery Stores
2× on grocery stores, the issuer's published rate for the category.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$1,000
2 credits across 2 categories
Annual fee
$650
Charged once a year
Top earn rate
2× points
Grocery Stores, streaming Services, and cable TV
What every dollar returns, by where you spend it. Three categories earn extra on this card; everything else earns the base rate.
2×points per dollar
2× on grocery stores, the issuer's published rate for the category.
2×points per dollar
2× on streaming services, the issuer's published rate for the category.
2×points per dollar
2× on cable tv, the issuer's published rate for the category.
1×points per dollar
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
$500 · 1 perk
Enrollment required on UBS Online Services; must select one eligible domestic US carrier; qualifying air travel expenses vary by airline. (official terms)
$500 · 1 perk
Requires cumulative spending of $25,000 or greater during current or prior calendar year; credits must be requested within 120 days of transaction; up to $500 per calendar year; unclaimed portion does not carry over. (official terms)
2 credits, $1,000 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.

When you use your covered Visa card to rent a vehicle, you’ll get built-in Auto Rental Coverage. You can be covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the Collision Damage Waiver coverage offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract.

When you use your covered Visa card for your eligible purchases Extended Warranty Protection will extend the term of your eligible manufacturer’s U.S. warranty by 1 additional year on eligible warranties of 3 years or less; for a manufacturer’s warranty of 3 months, the term is extended an additional 12 months for a combined total of 15 months of coverage; for warranties of one year or more an additional year of coverage is provided.
Anticipate delays when you purchase air travel with your covered Visa card. With Trip Delay coverage, you can receive up to $500.00 when you’re stuck for more than 6 hours due to a covered hazard such as equipment failure, inclement weather, strike and hijacking/skyjacking.
When you purchase your travel ticket with a covered Visa card and you must cancel or interrupt your trip, this benefit can help reimburse for the non-refundable cost of your passenger fare. This coverage applies to more than air travel. It also can be in place when a covered Visa card is used to purchase a ticket for travel via other forms of eligible transportation, such as a ferry, rail, bus or cruise ship.
When you use your covered card to purchase an airline or common carrier ticket, you can be eligible to receive reimbursement for your checked luggage or carry-on baggage and their contents in the event of theft or misdirection by the airline or common carrier.
Add peace of mind to your itinerary. Purchase your airline ticket with your covered Visa card and you can enjoy Travel Accident Insurance.

When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center, 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad. Keep in mind this program provides assistance only. Cardholders are responsible for the cost of any services received.

When you use your covered Visa card to make an eligible purchase, you can get return protection if you are dissatisfied with your item within 90 days of purchase and the merchant will not accept the return.
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
This is a pay-per-use roadside assistance program; available 24x7; Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

Access to 1,500+ airport lounges with a complimentary Priority Pass Select membership
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Infinite card to pay the application fee (currently $120) to receive a $120 statement credit.
Primary collision and theft insurance coverage on rental cars
Statement credit up to $120 toward either Global Entry® or TSA PreCheck® application fee
Your Visa Infinite card entitles you to automatic Platinum Status when you sign up for Troon Rewards®, for 20% saving on golf fees, merchandise and lessons at over 150 golf courses across the United States and world.
Travel accident insurance, emergency medical evacuation coverage and lost luggage, as well as reimbursements for delayed or cancelled trips
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.