3×points per dollar
Travel
3× on travel, the issuer's published rate for the category.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$150
2 credits across 2 categories
Annual fee
$95
Charged once a year
Top earn rate
3× points
Travel
What every dollar returns, by where you spend it. Two categories earn extra on this card; everything else earns the base rate.
3×points per dollar
3× on travel, the issuer's published rate for the category.
2×points per dollar
2× on dining, the issuer's published rate for the category.
1×points per dollar
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
$120 · 1 perk
For TSA PreCheck or Global Entry application fee. (official terms)
$30 · 1 perk
Must complete Global Entry and/or TSA PreCheck application and pay the fee with the card; max $120 aggregate per 4-year period from first qualifying transaction (official terms)
2 credits, $150 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
You and your dependents become covered automatically when the entire Common Carrier fare is charged to your covered Visa Signature card account.

Emergencies can escalate quickly when You are traveling away from home. Something that is relatively straight forward when You are not traveling, like replacing prescription medication, can be a difficult task when You are dealing with local laws or language barriers.
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
Roadside Dispatch will ask you where you are, what the problem is, and while they remain on the phone with you, they will arrange a dispatch to a reliable tow operator or locksmith to provide help.
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.