3×points per dollar
Dining
3× on dining, the issuer's published rate for the category.
What the TD First Class℠ Visa Signature® pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$0
This card carries no statement credits
Annual fee
$89
Charged once a year
Top earn rate
3× points
Dining and travel
Discovery begins here
What every dollar returns, by where you spend it. Two categories earn extra on this card; everything else earns the base rate.
3×points per dollar
Travel
3× on travel, the issuer's published rate for the category.
1×points per dollar
Everything else
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Coverages
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
Cell phone protection
Get reimbursement for your stolen or damaged cell phone when you pay for your wireless phone bill with your TD Bank Visa Credit Card
Purchase protection
If an item you purchased using your new credit card is stolen or damaged due to fire, vandalism or accidentally discharged water or certain weather conditions within the first 90 days, Purchase Security can replace, repair or reimburse the eligible item
Extended warranty
Extended Warranty Protection will add up to one additional year of coverage on select items that you purchase with your TD Bank Visa Credit Card
Travel & emergency assistance
A single phone call gets you the help that you need anywhere in the world
Elite status
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
Roadside assistance
Access 24/7 roadside service with this pay-per-use program
Concierge service
Get assistance with travel planning, entertainment tickets and more.
Golf Benefits from Troon Rewards®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Visa luxury hotel collection
Enjoy special guest status at Visa Signature Luxury Hotel properties all around the world
Visa Signature Luxury Hotel Collection
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
