3×points per dollar
Virgin Atlantic
3× on virgin atlantic, the issuer's published rate for the category.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$300
1 credit in 1 category
Annual fee
$99
Charged once a year
Top earn rate
3× points
Virgin Atlantic
What every dollar returns, by where you spend it. Four categories earn extra on this card; everything else earns the base rate.
3×points per dollar
3× on virgin atlantic, the issuer's published rate for the category.
2×points per dollar
2× on dining, the issuer's published rate for the category.
2×points per dollar
2× on grocery stores, the issuer's published rate for the category.
2×points per dollar
2× on streaming services, the issuer's published rate for the category.
1×points per dollar
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
$300 · 1 perk
Third night free after booking two nights at a participating Virgin Hotels property once a year
1 credit, $300 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.

Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.

A complimentary 24/7 concierge service. Reserve the perfect table, gain VIP access and more.
Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Complimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.