3%cash back
Drugstores
3% on drugstores, the issuer's published rate for the category.
What the Upgrade Triple Cash Rewards pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
Browse all cards
Face value of perks
$0
This card carries no statement credits
Annual fee
$0
No annual fee
Top earn rate
3% cash back
Drugstores, healthcare, fitness Clubs, auto Maintenance, home Improvement, and sporting Goods Stores
Discovery begins here
What every dollar returns, by where you spend it. Six categories earn extra on this card; everything else earns the base rate.
3%cash back
Healthcare
3% on healthcare, the issuer's published rate for the category.
3%cash back
Fitness Clubs
3% on fitness clubs, the issuer's published rate for the category.
3%cash back
Auto Maintenance
3% on auto maintenance, the issuer's published rate for the category.
3%cash back
Home Improvement
3% on home improvement, the issuer's published rate for the category.
3%cash back
Sporting Goods Stores
3% on sporting goods stores, the issuer's published rate for the category.
1%cash back
Everything else
The base rate on all other eligible purchases.
Rates are cash back on eligible purchases.
Coverages
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
Travel & emergency assistance
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Elite status
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
Roadside assistance
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Concierge service
Get assistance with travel planning, entertainment tickets and more.
Golf Benefits from Troon Rewards®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Visa Signature Luxury Hotel Collection
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
