3%cash back
Dining
3% on dining, the issuer's published rate for the category.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$0
This card carries no statement credits
Annual fee
$0
No annual fee
Top earn rate
3% cash back
Dining and entertainment
What every dollar returns, by where you spend it. Two categories earn extra on this card; everything else earns the base rate.
3%cash back
3% on dining, the issuer's published rate for the category.
3%cash back
3% on entertainment, the issuer's published rate for the category.
1%cash back
The base rate on all other eligible purchases.
Rates are cash back on eligible purchases.
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.

Up to $500 per eligible purchase within 90 days of the purchase date. Maximum coverage of $50,000 per cardholder.

Up to 1 additional year on original manufacturer's warranty of 3 years or less.
Up to $3,000 per trip. Applies when luggage is lost or damaged by the common carrier. For New York residents, coverage is limited to $2,000 per bag.

When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

Get assistance with travel planning, entertainment tickets and more.
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Coverage for damage to or theft of a rental vehicle. Must decline the collision damage waiver (CDW) at the counter. Coverage is secondary to personal insurance.
Up to $250,000 in coverage. Provides accidental death & dismemberment coverage.
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.