2×points per dollar
Travel
2× on travel, the issuer's published rate for the category.
What the HSBC Premier pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
Browse all cards
Face value of perks
$260
3 credits across 3 categories
Annual fee
$95
Charged once a year
Top earn rate
2× points
Travel
Discovery begins here
What every dollar returns, by where you spend it. One category earns extra on this card; everything else earns the base rate.
1×points per dollar
Everything else
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Everything that can be found
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
Transit
$60 · 1 perk
Lyft credit
$5/motake 3 rides per month (official terms)
Entertainment
$60 · 1 perk
Streaming subscription credit
$60TV and radio streaming subscription (official terms)
Access
$140 · 1 perk
Instacart+ credit
$140new member sign up (official terms)
3 credits, $260 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
See what it would really cost you
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Coverages
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
Travel & emergency assistance
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
Elite status
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
Cellular Wireless Telephone Protection
Cellular Wireless Telephone Protection provides reimbursements up to $600 per claim if your cellphone is stolen or damaged.
Mastercard Golf
Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
Protection wherever you shop
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Speed up airport screening
Speed up airport screening with up to $85 towards Global Entry, TSA Precheck, TSA Precheck by Clear, or NEXUS application fees, once every 4.5 years.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
