What the First Hawaiian Bank United® World Elite Business pays for.

Every perk, coverage and status this card carries, at the issuer's face value.

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First Hawaiian Bank United® World Elite Business

Face value of perks

This card carries no statement credits

Annual fee

$99

Charged once a year

Top earn rate

1× points

On everything

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Coverages

Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.

Rental car insurance

Reimbursement for covered physical damage and/or theft of a rental vehicle with primary protection: 1-800-MASTERCARD.

Extended Warranty doubles the time period of your Covered Purchase’s original Manufacturer’s Warranty or Store Warranty up to a maximum of twelve (12) months following the day that the Manufacturer’s Warranty or Store Warranty expires

Travel & emergency assistance

Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.

ID theft protection

Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.

Elite status

Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.

MasterRental Insurance Coverage

Theft or Damage to personal effects in transit in the rental Vehicle or in any building en route during a trip using the rental Vehicle. You must first file under other applicable insurance (e.g., home or business), and then we’ll cover whatever is not covered by your insurance under our Secondary Personal Effects Insurance. Maximum coverage per rental period is $1,000 per covered person, per occurrence. The total benefits per rental period cannot exceed $2,000

Protection wherever you shop

With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.

United Club Passes

2 complimentary United Club lounge passes per account per year

Start earning immediately

We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.