3×points per dollar
Southwest
3× on southwest, the issuer's published rate for the category.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$0
This card carries no statement credits
Annual fee
$229
Charged once a year
Top earn rate
3× points
Southwest
What every dollar returns, by where you spend it. Three categories earn extra on this card; everything else earns the base rate.
3×points per dollar
3× on southwest, the issuer's published rate for the category.
2×points per dollar
2× on dining, the issuer's published rate for the category.
2×points per dollar
2× on gas stations, the issuer's published rate for the category.
1×points per dollar
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.

When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

Get assistance with travel planning, entertainment tickets and more.
Comes with the card.
First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation. For a family of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Comes with the card.
Spend your way to A-List - Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status.
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.