2×points per dollar
Dining
2× on dining, the issuer's published rate for the category.
What the Southwest Rapid Rewards® Plus Credit Card pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$120
1 credit in 1 category
Annual fee
$99
Charged once a year
Top earn rate
2× points
Dining, gas Stations, and southwest
Discovery begins here
What every dollar returns, by where you spend it. Three categories earn extra on this card; everything else earns the base rate.
2×points per dollar
Gas Stations
2× on gas stations, the issuer's published rate for the category.
2×points per dollar
Southwest
2× on southwest, the issuer's published rate for the category.
1×points per dollar
Everything else
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Everything that can be found
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
Access
$120 · 1 perk
Instacart monthly credit
$10/moRequires active Instacart+ membership; activation required; must use Southwest Rapid Rewards Plus Credit Card (official terms)
1 credit, $120 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
See what it would really cost you
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Coverages
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
Purchase protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
Extended warranty
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.
Lost & delayed luggage
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Travel & emergency assistance
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Elite status
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
Roadside assistance
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Concierge service
Get assistance with travel planning, entertainment tickets and more.
Anniversary points credit
Comes with the card.
Doordash credit
Comes with the card.
First Checked Bag Free
First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation. For a family of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).
Golf Benefits from Troon Rewards®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Visa Signature Luxury Hotel Collection
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
