8×points per dollar
All Travel (Ultimate Rewards)
8× on all travel (ultimate rewards), the issuer's published rate for the category.
What the Chase Sapphire Reserve for Business℠ Credit Card pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
Browse all cards
Face value of perks
$2,520
7 credits across 3 categories
Annual fee
$795
Charged once a year
Top earn rate
8× points
All Travel (Ultimate Rewards)
Discovery begins here
What every dollar returns, by where you spend it. Five categories earn extra on this card; everything else earns the base rate.
5×points per dollar
Lyft
5× on lyft, the issuer's published rate for the category.
4×points per dollar
Airfare
4× on airfare, the issuer's published rate for the category.
4×points per dollar
Hotels
4× on hotels, the issuer's published rate for the category.
3×points per dollar
Advertisements
3× on advertisements, the issuer's published rate for the category.
1×points per dollar
Everything else
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Everything that can be found
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
Travel
$1,300 · 3 perks
Southwest Airlines Chase Travel credit
$500requires $120,000 in calendar-year purchases; Southwest purchases made on Chase Travel; qualifying purchases do not earn points (official terms)
The Edit by Chase Travel credit
$500prepaid 'Pay Now' stays of 2+ nights with The Edit; starts 1/1/2026; qualifying purchases do not earn points; authorizing officer only (official terms)
Annual travel credit
$300automatic statement credit for travel-category purchases; qualifying purchases do not earn points (official terms)
Transit
$120 · 1 perk
Lyft credit
$10/moin-app Lyft credit, not a statement credit; card must be added to and used in the Lyft app; one credit per account per month; unused credits forfeited; ride subtotal only (official terms)
Access
$1,100 · 3 perks
The Shops at Chase credit
$500requires $120,000 in calendar-year purchases; authorizing officer only (official terms)
ZipRecruiter credit
$400purchases made directly with ziprecruiter.com (official terms)
Google Workspace credit
$200purchases made directly with Google Workspace; third-party vendors excluded (official terms)
7 credits, $2,520 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
See what it would really cost you
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Coverages
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
Rental car insurance
When you use your covered Visa card to rent a vehicle, you’ll get built-in Auto Rental Coverage. You can be covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the Collision Damage Waiver coverage offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract.
Cell phone protection
Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.
Purchase protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
Extended warranty
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Lost & delayed luggage
Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Return protection
You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.
Elite status
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
Airport lounge access
Enjoy access to our growing Chase Sapphire Lounge® by The Club network. Plus, work uninterrupted around the world with access to 1,300+ airport lounges with your complimentary Priority Pass Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
Global Entry / TSA PreCheck credit
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.
Auto Rental Coverage
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.
Complimentary Airport Lounge Access
Whether you're looking for pre-flight productivity or time to rest and recharge, enjoy access to our growing Chase Sapphire Lounge® by The Club network. Plus, work uninterrupted around the world with access to 1,300+ airport lounges with your complimentary Priority PassTM Select membership. Two guests may accompany the Primary Cardmember free of charge.
Golf Benefits from Troon Rewards®
Your Visa Infinite card entitles you to automatic Platinum Status when you sign up for Troon Rewards®, for 20% saving on golf fees, merchandise and lessons at over 150 golf courses across the United States and world.
IHG® One Rewards Platinum Elite Status
Get complimentary IHG One Rewards Platinum Elite status with your Sapphire Reserve for Business card through 12/31/27.*
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
Purchase Security and Extended Protection
Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.
Ride Share Protection
Now you and your traveling companion(s) are protected when traveling in a Rideshare vehicle, such as Uber© or Lyft©, when you pay for your fare with your covered Visa Infinite Business card. Benefits include coverage for the cost to replace or repair personal property that is lost, damaged or destroyed while on a covered trip as well as coverage for accidental death or dismemberment up to the coverage amount on the policy.
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Chase Sapphire Reserve for Business℠ Credit Card
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