5×points per dollar
Hotels (Capital One)
5× on hotels (capital one), the issuer's published rate for the category.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$0
This card carries no statement credits
Annual fee
$0
No annual fee
Top earn rate
5× points
Hotels (Capital One)
What every dollar returns, by where you spend it. One category earns extra on this card; everything else earns the base rate.
5×points per dollar
5× on hotels (capital one), the issuer's published rate for the category.
1.3×points per dollar
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.

Rent an eligible vehicle with your credit card and you can be covered for damage due to collision or theft.

You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.

Complimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.
Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.