5×points per dollar
Hotels (Capital One)
5× on hotels (capital one), the issuer's published rate for the category.
What the Capital One Spark 1.5X Miles Select pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$0
This card carries no statement credits
Annual fee
$0
No annual fee
Top earn rate
5× points
Hotels (Capital One)
Discovery begins here
What every dollar returns, by where you spend it. One category earns extra on this card; everything else earns the base rate.
1.5×points per dollar
Everything else
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Coverages
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
Rental car insurance
Reimbursement for covered physical damage and/or theft of a rental vehicle with primary protection: 1-800-MASTERCARD.
Extended warranty
Get free additional warranty and protection on eligible items that you purchase with your card.
Travel & emergency assistance
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
ID theft protection
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Elite status
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
Roadside assistance
Our business cards offer services to help you during auto-related emergencies, such as jump-starting, tire changing and towing.
Protection wherever you shop
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Rental Collision Coverage
With your Spark card, you’re covered for any damage or theft that may happen when you rent an eligible car.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
