3%cash back
Dining
3% on dining, the issuer's published rate for the category.
What the Bank of America® Customized Cash Rewards Secured pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
Browse all cards
Face value of perks
$0
This card carries no statement credits
Annual fee
$0
No annual fee
Top earn rate
3% cash back
Dining, travel, gas Stations, streaming Services, drugstores, telecom, online Shopping, and home Improvement
Discovery begins here
What every dollar returns, by where you spend it. 10 categories earn extra on this card; everything else earns the base rate.
3%cash back
Travel
3% on travel, the issuer's published rate for the category.
3%cash back
Gas Stations
3% on gas stations, the issuer's published rate for the category.
3%cash back
Streaming Services
3% on streaming services, the issuer's published rate for the category.
3%cash back
Drugstores
3% on drugstores, the issuer's published rate for the category.
3%cash back
Telecom
3% on telecom, the issuer's published rate for the category.
3%cash back
Online Shopping
3% on online shopping, the issuer's published rate for the category.
3%cash back
Home Improvement
3% on home improvement, the issuer's published rate for the category.
2%cash back
Grocery Stores
2% on grocery stores, the issuer's published rate for the category.
2%cash back
Wholesale Clubs
2% on wholesale clubs, the issuer's published rate for the category.
1%cash back
Everything else
The base rate on all other eligible purchases.
Rates are cash back on eligible purchases.
Elite status
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
Free FICO Score
Access your FICO® Score updated monthly for free via mobile app or online banking.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
Bank of America® Customized Cash Rewards Secured
Get StartedAn email is all it takes. No card numbers.