6%cash back
Grocery Stores
6% on grocery stores, the issuer's published rate for the category.
What the Morgan Stanley Blue Cash Preferred Card pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
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Face value of perks
$320
3 credits across 2 categories
Annual fee
$95
Charged once a year
Top earn rate
6% cash back
Grocery Stores and streaming Services
Discovery begins here
What every dollar returns, by where you spend it. Five categories earn extra on this card; everything else earns the base rate.
6%cash back
Streaming Services
6% on streaming services, the issuer's published rate for the category.
3%cash back
Gas Stations
3% on gas stations, the issuer's published rate for the category.
3%cash back
Transit
3% on transit, the issuer's published rate for the category.
3%cash back
Tolls
3% on tolls, the issuer's published rate for the category.
1%cash back
Everything else
The base rate on all other eligible purchases.
Rates are cash back on eligible purchases.
Everything that can be found
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
Entertainment
$120 · 1 perk
Disney Streaming Credit
$10/moEnrollment required; after using your enrolled card for a subscription purchase at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites; subject to auto-renewal (official terms)
Access
$200 · 2 perks
$100 Annual Statement Credit
$100After spending $15,000 on eligible purchases per calendar year (official terms)
Morgan Stanley Annual Statement Credit
$100Earn a $100 statement credit after spending $15,000 on eligible purchases per calendar year on the Card; exclusive to Morgan Stanley Blue Cash Preferred Card Members (official terms)
3 credits, $320 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
See what it would really cost you
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Coverages
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
Rental car insurance
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Travel & emergency assistance
Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third'party service providers.
Start earning immediately
We'll build your wallet dashboard instantly, with every reset deadline and a note on any credit that needs a sign-up first, so you can begin earning from day one.
