14×points per dollar
Hilton Hotels & Resorts
14× on hilton hotels & resorts, the issuer's published rate for the category.
What the Hilton Honors American Express Aspire pays for.
Every perk, coverage and status this card carries, at the issuer's face value.
Browse all cards
Face value of perks
$1,089
5 credits across 2 categories
Annual fee
$550
Charged once a year
Top earn rate
14× points
Hilton Hotels & Resorts
Discovery begins here
What every dollar returns, by where you spend it. Four categories earn extra on this card; everything else earns the base rate.
7×points per dollar
Dining
7× on dining, the issuer's published rate for the category.
7×points per dollar
Airfare
7× on airfare, the issuer's published rate for the category.
7×points per dollar
Car Rentals
7× on car rentals, the issuer's published rate for the category.
3×points per dollar
Everything else
The base rate on all other eligible purchases.
Multipliers are points per dollar, before any transfer or redemption value.
Everything that can be found
Every perk this card carries, grouped by what it pays for, at the issuer's published face value. What you actually keep depends on whether you use them.
Travel
$800 · 3 perks
Hilton resort credit
$400Get up to $200 in statement credits semi-annually (Jan–Jun and Jul–Dec) for eligible purchases made directly with participating Hilton Resorts.
Airline fee credit
$200On flight purchases made directly with an airline, through AmexTravel.com, or the Amex Travel App.
Flight credit
$200Get up to $50 in statement credits each quarter on flight purchases made directly with an airline or through amextravel.com.
Access
$289 · 2 perks
CLEAR Plus credit
$189Pay for a CLEAR Plus membership with the card and receive up to $189 in statement credits per calendar year.
Waldorf/Conrad property credit
$100Book a 2-night minimum stay via hiltonhonorsaspirecard.com and get up to $100 in credits for qualifying charges at participating Waldorf Astoria and Conrad hotels.
5 credits, $1,089 at face value. Figures come from our card database, checked against the issuer's terms. Report a mismatch
See what it would really cost you
Face value is the issuer's best case. Pick the credits you'd use and Which Card works out your effective annual fee, against any other card.
Coverages
Protections that come with the card and cost nothing extra. They have real value and no published price, so they are never counted into the figures above.
Rental car insurance
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Cell phone protection
Fixing a cracked screen can be expensive. With Cell Phone Protection, you can be reimbursed, the lesser of, your cost to repair or replace your damaged cell phone, including a cracked screen, for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim.
Purchase protection
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date.
Extended warranty
Why is it that as soon as a Manufacturer's Warranty runs out, something always seems to happen? Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.
Trip delay protection
Booking the trip is easy. Avoiding delays is next to impossible. If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased with your same Eligible Card, up to $500 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period.
Trip cancellation & interruption
Despite our best efforts, sometimes things happen that are out of our control. If you purchase a round trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, Trip Cancellation and Interruption Insurance can help reimburse your non-refundable expenses purchased with the same Eligible Card, up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive month period.
Lost & delayed luggage
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to a combined maximum of $3,000 for checked and carry-on Baggage, which includes up to $2,000 for checked Baggage and up to $1,000 for any High Risk Items such as jewelry and electronics, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is
Travel & emergency assistance
You have access to 24/7 medical, legal, financial, and other select emergency coordination and assistance services while traveling more than 100 miles from home. Premium Global Assist® Hotline can direct you to medical and legal professionals and help with prescription replacement coordination, emergency hotel check-ins and cash wires, missing luggage, and more. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers.
Return protection
If you try to return an eligible Item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Elite status
Access and standing granted by holding the card. Some need a one-time sign-up with the issuer before they are live on your account.
Concierge service
Concierge is a complimentary service, for eligible Card Members. Our Lifestyle concierges provide expertise on what matters to you and can assist you with finding the best restaurants or buying tickets to upcoming events.
Complimentary Hilton Honors™ Diamond Status
Enjoy even more perks as a Hilton Honors Diamond member, like a 100% Bonus on Base Points earned on stays, free Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access, and more.
National Car Rental® Emerald Club Executive® Status
Hilton Honors Aspire Card Members can enjoy complimentary National Car Rental® Emerald Club Executive® status, including perks like Executive Area Access (for full-size reservations and above) in the USA and Canada.
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